Panama
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Panama  ·  Residency

Panama Residency

Panama's territorial tax system and Friendly Nations Visa make it a top-tier residency for global entrepreneurs.

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Is it right for you

Who Panama suits

Entrepreneurs who want a territorial-tax base and a strategic hub connecting North and South America.

Nationals of qualifying countries who can use the Friendly Nations Visa via economic ties.

Retirees with a qualifying lifetime pension looking at the well-known Pensionado programme.

Capital

Investment routes

Friendly Nations Visa

Open

Residency for nationals of qualifying countries via economic ties such as property, a fixed deposit or local employment.

Qualified Investor Visa

Open

Faster residency via a larger qualifying investment in real estate, a fixed-term bank deposit or the securities market.

Pensionado (retiree)

Open

Residency for applicants with a qualifying lifetime pension, with no investment route.

Transparency

What you’ll pay

Our service fee is a flat 10% of government cost. Due diligence and biometrics are passed through at cost. Figures are for a single applicant and rise with government fees and additional dependants.

Indicative all-in

from $330,000

Government contribution$300,000
Government feessubmission, processing, passportat cost
Concierge service fee10% of government costfrom $30,000
Due diligencethird-party background checkat cost
Biometrics & courierat cost
Tax

Tax considerations

Panama operates a territorial tax system, so foreign-source income is generally outside the Panamanian tax net. Your worldwide position still depends on your other residencies and where you spend time. We coordinate with qualified tax advisers rather than giving tax advice.

Questions

Panama: frequently asked

Do I have to live in Panama?

Presence expectations are light for most routes, though keeping ties supports renewal and the path to permanent residency and citizenship.

Can I include my family?

Yes. Spouses and dependent children are typically included, with dependent parents possible in some cases.

How long until citizenship?

Citizenship by naturalisation generally becomes possible after about 5 years of residency, subject to conditions.

Which routes are available?

The Friendly Nations Visa, the Qualified Investor Visa and the Pensionado programme. We confirm the current thresholds for you at qualification.

Panama Residency | The Citizenship Concierge